During the coronavirus pandemic, ADA and OSHA rules continue to apply to workplaces — but they do not interfere with guidelines from the CDC or public health authorities. Let’s take a look at how these restrictions work together to guide…
The Families First Coronavirus Response Act (HR 6201) goes into effect on April 2nd, 2020. This legislation provides expanded Family and Medical Leave Act (FMLA) rights and greater unemployment benefits for individuals impacted by COVID-19. As an employer, here’s what…
The far-reaching impacts of COVID-19 have become impossible to ignore over the past weeks. During this challenging time, our partner BizAssure held a webinar on the ways pandemics can affect businesses — and how we can best prepare and navigate…
by Lisa Triscari - American Advantage - IFS Protecting ourselves against an E & O claim to save our insurability, pricing, and reputations is important. No one enjoys trying to save face when something’s gone wrong and caused turmoil for…
by Bill Petersen - American Advantage Insurance Group, ADSI Many agents dream of selling commercial insurance due to the larger premium amounts. However, many agents that have a predominantly personal lines book of business don’t fully understand the process involved…
Let The Buyer Beware The Internet is proving itself to be an explosive and revolutionary player in the Age Of Information. Many different types of business are taking advantage of this medium, with its connection to savvy, technologically astute consumers,…
What Is Fraud? Every person who assumes the responsibility of carrying insurance to protect against their liability to other and to protect their property is affected by insurance fraud. While you and your insurer may disagree about a number of…
The Problem The complexity of insurance policy can put you at a severe disadvantage when it is time to file a claim. Requesting payment for a loss is under your home, auto, boat or other policy is what insurance is…
Insurance regulation is dominated by state laws due to insurance not considered to be a tangible good. If it were, it would be commerce which is regulated by the federal government. Since insurance was defined as an intangible good, its…
What's A Waiver? Webster's Encyclopedic Unabridged Dictionary defines "waiver" as 1. an intentional relinquishment of some right, interest, or the like; 2. an express or written statement of such relinquishment. Actually it is appropriate that waive rhymes with wave, because…